Rates Information

Effective as of: December 2024

Share Rates
Dividends are declared and paid at the end of each quarter for all savings accounts. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2020. There may be a penalty for early withdrawal of share certificates.
Shares
Type	Balance	APR*	APY*
Regular Savings	$100.01 - $999,999	.05%	.050%
HSA Accounts	$100.01 - $999,999	.05%	.050%
IRA	$100.01 - $999,999	.05%	.050%
Money Market	minimum deposit and balance of $1,000.01	.75%	.752%
Money Market Plus	minimum deposit and balance of $25,000.01	1.00%	1.004%
Advanced Money Market	minimum deposit and balance of $75,000.01	2.00%	2.015%
Rising STAR	minimum deposit $5.00 Under age 21 Maximum of $1,000.00	4.91%	5.000%
Unexpected Expense Account	minimum deposit $5.00 Maximum of $5,000.00	.05%	.050%
Christmas and Vacation Clubs		.05%	.050%
Share Certificates - $500 minimum
Type	Term	APR*	APY*
Member	6 mos	4.25%	4.33%
Regular /IRA	12 mos	4.00%	4.07%
Regular /IRA	18 mos	3.50%	3.56%
Regular /IRA	24 mos	3.25%	3.30%
Regular /IRA	30 mos	3.00%	3.04%
Regular /IRA	36 mos	2.50%	2.53%
Regular /IRA	60 mos	2.25%	2.27%
ADDITIONAL RATES CLICK ON SPECIALS/PROMOTIONS!
*APR='Annual Percentage Rate'
*APY='Annual Percentage Yield'

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